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- Nashville/Hendersonville
- 321-305-2935
- service@creditrepairchamp.com
Credit bureaus are the companies that collect and maintain consumer
credit information from the lenders we use for credit cards, mortgages,
and other types of loans. They help measure our perceived creditworthiness
or the likelihood that we will pay our credit obligations on time.
Then, this information is compiled and provided to businesses that are interested
in our credit history.
Learn more about credit
bureaus and why they are so important in our financial lives.
Used to be called “Associate Credit Bureaus Used for Pre-approved Offers (Credit card companies)
Judgements
Bankruptcies
Insurance
Auto Property Insurance Records
Evictions Records
Health Insurance Risk
Professional license held (Doctor, lawyer, pharmacist, barber, insurance agent, pilot, etc)
Loan information (where the loan was secured with collateral: i.e. a car)
Employers who conducted A background check
Helps Collectors find a consumer (skip tracing etc)
Owned by Lexis Nexis
More than 99 percent of insurers writing automobile coverage provide claims data to the
Vehicle & Property History (Type, VIN Numbers, Coverage Amount, Property addresses,
Home & Rental Insurance)
Commercial Property
Evictions
Child Support
Rental Applications
Personal Loans
Rent To Own applications
Consumers with thin credit files
Criminal Records
Court Records
Store Cards
Inquiries
Bankruptcies
Tier 1 & 2 Credit Card Issuers Check Here
Auto Lenders
Credit Card issuers
Retailers
UtilitiesCell Phone
Checking Accounts
Bank opening & Closings
Bad check writing history
