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Welcome to Credit Repair Champ

We Teach You How to Dispute
Negative Items Off Credit Reports &
Help Increase Your Credit Score

You can challenge inaccuracies that may damage your credit scores and reflect negatively.
We teach disputes using a state-of-the-art system and utilization of the FCRA,
guiding consumers to assert their legal rights. We guarantee quality customer service,
dependability, and honesty. Credit repair firms cannot do anything that you couldn't do yourself,
but we can help you to achieve results in a fraction of the time without making costly errors.

Our Company

Credit Repair Champ is a veteran owned & operated small business. With the sole purpose of educating consumer on how credit works and there right under the FCRA.

Our Services

We have only one service. Credit Repair Education, in which we teach you the ins and outs of credit. Not only personal but business credit as well. With our service we will walk hand in hand with you throughout the process of your credit goals.

Credit Dispute

We take you hand in hand through the whole dispute process. Walking you through the process as well as teaching how it works. Making customized dispute letters for your particular need

Credit Repair Audit

In our Credit Audit, we use our years of credit repair experience to uncover any information in your credit report that may not comply with the Fair Credit Reporting Act (FCRA). This includes examining each account in detail as well as considering your entire credit history as a whole.

About Us

We help clients to get success

Your credit score isn’t just a number on a piece of paper – it’s like an identification code. If you have a poor score, it can feel like the identification number that prisoners get when they’re doing time. One look at the score and people know that you have made some mistakes, and could even hold those mistakes against you. They won’t give you credit no matter how much you need it. They might not even give you a job.

What we do

Our Lessons

What Are the 3 Major Credit Reporting Agencies

Credit bureaus are the companies that collect and maintain consumer credit information from the lenders we use for credit cards, mortgages, and other types of loans.

the 10 myth of Credit Repair

It is difficult to fully restore your credit if your outstanding debts have not been paid. . However, paying off a debt can actually hurt your credit.Negative items on your credit report are allowed to stay

Understanding Your Credit Score

Fair, Isaac and Co. is the San Rafael, California Company founded in 1956 by Bill Fair They have expanded their enterprise to cover decision systems, analytics and consulting.

Credit facts

A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness.. Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan


This step includes our welcome kit, initial credit report and consultation.

2. Freezing

We will walk you through freezing all your information across the board. On a daily basis your personal information is being sold/given away without your consent


Confirmation of your data being frozen via mail/internet

4. Dispute

Our experts make custom disputes letters, based on your particular credit reports and situation.


We are not a credit repair company “let’s make that crystal clear”. What we are is a Credit educational service company. Teaching you how credit works, FCRA, tradelines, how/when to dispute inaccurate items, removing inquires, etc. We empower the consumer to our knowledge and tricks of the trade


On top of all the information we give. We teach about building business credit. Which is one of the most powerful weapons you should have in your arsenals. (ein, llc, dun number, tradelines, credit cards, loans, Trusts, life insurance, the list goes on and on)


When we educate our customers on everything from the basics of managing their credit properly to maximizing what resources remain. At this point, we will do what we do best to restore your credit report to a pristine slate and tighten every nut and bolt along the way.

What Affects Your Credit

Payment History

Amount of Debt

Age of Credit

Mix of Credit Accounts


happy clients

Peter Lopez (Pete)
Peter Lopez (Pete)
Awesome service and my score has improved so much in just a few short months!
Randolph Dunn
Randolph Dunn
Great Service! In addition to great credit results, they offer a host of credit counseling services!
Ana Gaviria
Ana Gaviria
Credit repair champ took me through the process of establishing my credit, explaining everything, and getting me a credit. Very kind and speaks Spanish. Check it out!
John Gaviria
John Gaviria
They took the time to going over everything with me. Gave me access to my file so I could see every step of the process and I saw real results. Thanks again, I can buy my house
Andrea Martinez
Andrea Martinez
John me ayudó con mi crédito y finalmente pude obtener la aprobación para una casa.
Fab East
Fab East
My Score improved a lot, I was able to get approved and move into my new apartment, thanks to the staff of credit repair champs

Get In Touch

Please call or email contact form and we will be happy to assist you.