Welcome to Credit Repair Champ
We Teach You How to Dispute
Negative Items Off Credit Reports &
Help Increase Your Credit Score
You can challenge inaccuracies that may damage your credit scores and reflect negatively.
We teach disputes using a state-of-the-art system and utilization of the FCRA,
guiding consumers to assert their legal rights. We guarantee quality customer service,
dependability, and honesty. Credit repair firms cannot do anything that you couldn't do yourself,
but we can help you to achieve results in a fraction of the time without making costly errors.
Your credit score isn’t just a number on a piece of paper – it’s like an identification code. If you have a poor score, it can feel like the identification number that prisoners get when they’re doing time. One look at the score and people know that you have made some mistakes, and could even hold those mistakes against you. They won’t give you credit no matter how much you need it. They might not even give you a job.
What Are the 3 Major Credit Reporting Agencies
Credit bureaus are the companies that collect and maintain consumer credit information from the lenders we use for credit cards, mortgages, and other types of loans.
the 10 myth of Credit Repair
It is difficult to fully restore your credit if your outstanding debts have not been paid. . However, paying off a debt can actually hurt your credit.Negative items on your credit report are allowed to stay
Understanding Your Credit Score
Fair, Isaac and Co. is the San Rafael, California Company founded in 1956 by Bill Fair They have expanded their enterprise to cover decision systems, analytics and consulting.
A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness.. Credit scores range from 300-850. The higher your score is, the more likely you are to get a loan
We are not a credit repair company “let’s make that crystal clear”. What we are is a Credit educational service company. Teaching you how credit works, FCRA, tradelines, how/when to dispute inaccurate items, removing inquires, etc. We empower the consumer to our knowledge and tricks of the trade
On top of all the information we give. We teach about building business credit. Which is one of the most powerful weapons you should have in your arsenals. (ein, llc, dun number, tradelines, credit cards, loans, Trusts, life insurance, the list goes on and on)
When we educate our customers on everything from the basics of managing their credit properly to maximizing what resources remain. At this point, we will do what we do best to restore your credit report to a pristine slate and tighten every nut and bolt along the way.
Please call or email contact form and we will be happy to assist you.