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STOP THE REJECTIONS

"Declined" Into "Approved" In As Little As 90 Days

We don't just send letters. We use consumer protection laws (FCRA, FDCPA) to force bureaus to delete unverified negative items.

Is a low credit score costing you money? High interest rates and denied applications keep you trapped. At Credit Repair Champ, our credit repair services start with a full audit of your report for errors, then we challenge inaccurate or unverified items aggressively. Our clients typically see score increases of 40–100 points, helping them qualify for better rates and approvals.

Pay for Deletions

Don't pay us to "try." Our pricing model is focused on results, so you aren't stuck in a never-ending subscription.

Real-Time Tracking

Log in to your secure portal 24/7 to watch your dispute status and see negative items vanish from your report.
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800+

Target Credit Score

RESULTS
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Credit Report Audits

Our credit repair services include a line-by-line analysis of your Equifax, Experian, and TransUnion reports to identify errors and negative items dragging down your score.

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Collections & Charge-Offs

Don’t let old debts follow you. We challenge the validity of third-party collections and charge‑offs! Often resulting in deletions/removals, we also assist in helping you settle accounts for less than the full balance owed with a more permanent removal.

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Score Boosting Strategy

Deleting negatives is only half the battle. Our credit repair services also teach you how to add positive tradelines and lower utilization to maximize your credit score fast.

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Hundreds of customers trust our company

Hundreds of customers trust our company

  • Veteran-Owned Business
  • FCRA Certified Expert
  • Across The US
  • 24/7 Client Portal
  • No Monthly Fees
  • 90-Day Improvement Plan

Singles Package

Complete cleanup path for individuals.

$100 + $350
Analysis then 1st Round of Letters
  • $350 — 2nd Round of Letters
  • $350 — 3rd Round of Letters
  • Collections + Hard Inquiries included

Great for a full start-to-finish cleanup strategy.

Singles + Tradeline

Cleanup + strengthening together.

$1,300
3 Rounds + 3 Months Amex Tradeline
  • 3 rounds of letters (full path)
  • 3 months Amex tradeline
  • Collections + inquiries included

Best when you want cleanup + quick score momentum.

Targeted Removals

Fix specific report issues fast.

$250 / $200
Hard Inquiries / Late Payments
  • $250 — Hard inquiries removal
  • $200 — Late payments removal
  • Ideal for focused cleanup

Great if you already know what needs to be removed.

our testimonials

What they’re talking about
our company

Cantrell S

★★★★★

Alexandra was amazing she removed an inaccurate item on my credit report and got me approved for a chase sapphire card, highly recommend her services!

Tania R

★★★★★

I cannot say enough about Credit Repair Champ. Alexandra was professional, ethical and so knowledgeable. She communicated with me constantly throughout the whole process and made it look easy, when I know very well it’s not. Thanks to her I am back on the road to not just good credit but great credit! She accomplished in months what would have taken me years. She was on it, and thanks to her, I now have options I thought I had lost forever. She also cares, which shows. Thank you so much Alexandra, I’m so grateful and thankful for all your hard work!

Juan P

★★★★★

Amazing experience! The staff was incredibly friendly.

Paul H

★★★★★

Alex and John did an amazing job. After being with Lexington law for over a year and not seeing any real results, Credit Repair Champ was a breath a fresh air. Communication was great and they were transparent with everything. Thanks again

Kelly D

★★★★★

Alexandra is the best!

TEENY Z

★★★★★

John took me from a low credit score to the high 700's

Iryna S

★★★★★

Thanks for the help with the trade lines, they really helped out

Ana G

★★★★★

Credit repair champ took me through the process of establishing my credit, explaining everything, and raising my credit score.Very kind and speaks Spanish. Check it out!

William G

★★★★★

Great wisdom, Great conversation, Great guy & Great results!! 10 out of 10

Peter L

★★★★★

Awesome service and my score has improved so much in just a few short months!

Health T

★★★★★

Great Service! In addition to great credit results, they offer a host of credit counseling services!

Andrea M

★★★★★

John me ayudó con mi crédito y finalmente pude obtener la aprobación para una casa. Positive Responsiveness, Quality, Professionalism, Value

Fab E

★★★★★

My Score improved a lot, I was able to get approved and move into my new apartment, thanks to the staff of credit repair champs Positive Responsiveness, Quality, Professionalism, Value

Kim R

★★★★★

Thanks Alex for the help with my credit. You are a life saver

Kelly D

★★★★★

I am absolutely thrilled with the incredible work Alexandra did to improve my credit report. She removed all my collections and charge offs, within the first two rounds of letters. She kept me informed every step and the way! Highly recommend her services!!

Damion H

★★★★★

I can’t thank Credit Repair Champ enough! They walked me through the process step by step and within a few months, all of my negative items were either corrected or removed. My credit score jumped over 120 points, and now I finally qualified for a better car loan! They’re professional, responsive, and really know the credit laws inside and out.

Robert F

★★★★★

I signed up with Credit Repair Champ when my credit was holding me back from buying a home. Within months, I saw major progress in my credit profile. Now, I'm pre-approved and on the path to becoming a homeowner. This company delivers on what they promise, and they are veteran owned!

Amanda P

★★★★★

Credit Repair Champ helped me get approved for my new car. So grateful!

Dylan M

★★★★★

I was with Lexington Law for over 8 months and saw no progress, no updates, nothing! Once I switched to Credit Repair Champ, I started seeing results within the first 30 days! Highly recommend them, don’t waste your time like I did with Lexington call Credit Repair Champ!

Iryna S

★★★★★

Thanks for the help with the trade lines, they really helped out

Tyler K

★★★★★

John and his team are the best in the business! If you need business credit startup call them!!

James W

★★★★★

Professional credit repair service, clear communication, and noticeable credit improvements within the first three weeks! 10 out of 10 recommend!

Clearance T

★★★★★

I’m in the military and had a few items on my credit report holding me back from getting my security clearance renewed, Credit Repair Champ helped me clean everything up quickly and I was able to renew my clearance with no issues!

EverythingExotic

★★★★★

Thank you Alexandra. Great communicator and credit fixer!!! Thanks again

Jamal Q

★★★★★

I was skeptical about Credit Repair, I have tried many times to fix my credit on my own with no luck. This company was amazing they submitted the dispute letters on my behalf and did everything remotely which is great because I have no time to get it all done being a full time truck driver!

Cindy L

★★★★★

Credit Repair Champ helped me increase my credit score by 92 points in just four months. Their dispute strategies are effective, and they really educate you on how to maintain good credit long-term. The team communicates clearly and genuinely cares about your financial success. I trust them more than the big name companies!

Marvin P

★★★★★

John and his team are amazing highly recommend you are in safe hands!

Monique A

★★★★★

Credit Repair Champ is the best, got everything removed on my behalf and they are very affordable and not membership fees, only for signup and each round of letters!

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Happy Customers

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Credit Score Points Earned

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THE CREDIT REPAIR CHAMP DIFFERENCE

Why Nashville Trusts Us Over the Big National Chains

Most credit repair companies want to keep you as a customer forever, charging monthly fees while doing the bare minimum. We are different. As a Veteran-owned local business, our credit repair services are built to fix your credit as fast as possible so you can fire us and move on with your life.

No Monthly Subscription Trap

Stop paying for time. We charge based on performance and specific deliverables. If we don't work, you don't pay.

Data Privacy Guarantee

We don't sell your data to lenders. Your personal information stays secure with us, fully compliant with federal privacy laws.

Direct Access to Experts

No call centers overseas. When you call Credit Repair Champ, you speak to a real specialist right here in Middle Tennessee.

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  • SIMPLE
  • SECURE
  • FAST

Start your Credit Repair now

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