What is credit counseling?
How does credit counseling work?
Benefits of credit counseling
Financial education: Credit counselors can teach you how to manage your finances, create a budget, and develop healthy financial habits.
Debt management: Credit counselors can help you develop a plan to pay off your debt and negotiate with your creditors to reduce your interest rates and fees.
Improved credit score: As you pay off your debt and develop healthy financial habits, your credit score will improve.
Avoid bankruptcy: Credit counseling can help you avoid bankruptcy by developing a debt management plan that works for you.
Peace of mind: Knowing that you have a plan in place to manage your debt can give you peace of mind and reduce financial stress.