Credit cards can be an incredibly convenient way to make purchases, but they often come with fees that can add up quickly. To avoid racking up unnecessary charges, it’s important to understand what fees credit cards typically charge and how to avoid them. Here are some tips for avoiding credit card fees:

Read the fine print
Before applying for a credit card, read the terms and conditions carefully to understand the fees associated with the card. Most credit cards charge fees for late payments, cash advances, balance transfers, foreign transactions, and more.
Pay your balance in full
One of the easiest ways to avoid fees is to pay your credit card balance in full every month. This way, you won’t be charged interest, and you won’t be hit with late payment fees or penalties.
Set up automatic payments
To avoid late payment fees, set up automatic payments for at least the minimum payment due each month. This way, you won’t accidentally miss a payment and get charged a fee.
Choose a card with no annual fee
Many credit cards charge an annual fee just for having the card. If you don’t want to pay this fee, look for a card with no annual fee.
Avoid cash advances
Credit card companies often charge high fees for cash advances, so it’s best to avoid them whenever possible. Instead, use your debit card to withdraw cash or transfer money from your checking account to your credit card.
Use your card responsibly
Avoid maxing out your credit card, as this can lead to over-the-limit fees. Additionally, avoid making purchases that you can’t afford to pay off in a timely manner.
By following these tips, you can avoid many of the fees associated with credit cards and save yourself money in the long run.